Be money savvy

Between the wedding food, the event space, the wedding photographers and the band — you may have spent a large part of your savings on your wedding. If you were lucky enough to receive wedding gift money from friends and family, you can really make this money work for you. Instead of using your cash for a trip to the Caribbean or on a new car, consider the following suggestions:

Start an emergency fund. We know it doesn’t sound as glamorous as a spa package, but starting an emergency fund and help to combat stress when something unexpected comes up. Whether it’s a sudden boiler breakdown or car repair, this saved cash will help if times get tough. It’ll also make you feel better to know there’s a bit of a cushion. We recommend opening an account that offers quick access and storing away £1,000 — you can always add to it.

Pay some bills. You’ve just planned a huge event and you’ve paid your fair share for it, so don’t feel guilty about using some of your gift money for your monthly bills, or even prepaying your mortgage if you have one. If you’ve been carrying around some unwanted debt — credit card, or car loan — consider paying off some of it. Having trouble deciding which to pay off first? Start by paying off the loan with the highest interest rate.

Watch it grow. It’s a smart idea to save and invest a big chunk of your gift money — this way it can gain interest and over time make money for you. It could be your deposit on a home or a nest egg for retirement. A financial adviser can help make sure you’re putting your cash in the best account for you, whether that be a tax advantaged plan, like a traditional ISA.

Invest in your home. If you’ve been looking for a place to call your own, your wedding money may make a nice deposit payment. As you probably know, the larger your deposit, the less interest you’ll typically end up paying on the loan.

Already have a nest? You could make updates and improvements to your current place, which can potentially increase its property value.

Look into life insurance. Now’s the perfect time to take out life for you and your new spouse. Pushing a plan to the side any further will make it more difficult to attain. Thankfully, this isn’t a huge investment, just a smart one.

Same sex wedding guide

Planning a Wedding is stressful enough. It gets even more confusing when most of the advice out there revolves around a bride and groom—and you’re both one of the above.

1. Get creative with your wedding party

Who says a woman has to have maids of honour and only guys get to nominate best men? Choose the guests you want up at the altar with you—whatever sex they are—and name them accordingly. You could have bride’s men, groom’s maids, a man of honour or a best woman, for instance, or give the whole gang a fun name like the “I Do Crew” or “Bridal Brigade.” Or skip the guests altogether and keep all eyes on you and your partner.

2. Don’t worry about what you “should” do

Instead of worrying about how to make your ceremony line up with (straight) tradition, view it as a chance to throw an event exactly your way, without any of the old-school “must-haves” that don’t mean anything to you personally. “Because many same-sex couples don’t have gendered roles in their relationship, they really have the freedom to reinvent the wedding.

3. Social media is your friend

Can’t visualize what your invitations, vows or any other part of your wedding should look like? That’s what Pinterest is for.

4. Put your own stamp on the ceremony

Many traditional wedding ceremonies feature a groom waiting at the altar for his bride to walk toward him down the aisle. So what happens if you’ve got two grooms or two brides? It totally depends on what you and your partner feel comfortable with. Some ideas:

  • Walk down the aisle one right after the other.

  • Walk each other down the aisle, perhaps arm in arm or holding hands.

  • Walk in unison down separate aisles leading to the altar.

  • Flip a coin before the ceremony to decide who proceeds down the aisle first.

5. A planner may be worth the money

Though a wedding planner isn’t in everyone’s budget, a coordinator can help you save time by steering you toward venues and officiants that he knows to be inclusive of same-sex weddings.

6. You can still have your own pre-parties

There’s no reason you have to forego a party with your best mates just because you’re both stags or hens. So go ahead and plan your own celebration, whether it’s a weekend in Amsterdam or a trip to the seaside. One thing that’s really common is two partners having separate parties on the same night and then meeting up at the end.

7. Vet your honeymoon destination before you book

Once you’ve come up with a list of dream destinations—particularly international ones—do a little research first and cross off any that don’t afford the same legal protections and cultural acceptance that same-sex couples have here. That way, your honeymoon can be just as blissful as the wedding itself.

Keep children entertained at your wedding

Paper Chase

Download colouring pages, word searches, crosswords, spot the difference from the internet, make sure you give out with crayons or coloured pencils to avoid mess to clothes and tableware.

Silent Scavenger Hunt

Create a tick sheet of things to listen out for or observe during the wedding – what colour are the bridesmaids’ dresses, wedding flowers, what songs were sung, did the best man remember the rings, how many were wearing hats.

Book Corner

Have a range of books to cover differing ages of children at weddings. Put on tables or set up in a corner with bean bags – great for sleepy ones later in the evening too.

Box of Tricks

Create boxes of simple toys such as bubbles, board games (travel ones are cheaper and smaller), jigsaws, and play dough – hassle free distractions for children without the need for too much adult help.

Children Only Room

Create a child-only space with TVs/DVD players, games consoles, books and board games. Children at weddings also love dressing up, craft activities/painting, sand trays and play dough.

VIP

Create tasks for children involved in the wedding to earn VIP badges – roles can range from marshalling guests to the right place to holding their wedding bouquet up the right way for younger bridesmaids.

Outdoor Games

Organise walks around the grounds or do nature searches using small bags to collect what is found. Also provide simple sports equipment such as balls, Frisbees, or cricket sets.

Entertainer

Wedding entertainers for children are a more expensive option when planning your wedding to go smoothly. Although they’ll keep little ones busy, you will need to provide another room for the performance. Be aware, though, that unlike a crèche, parents will still be responsible for supervision of their children.

Babysitters

Babysitters work well if the wedding venue is being held in a hotel. The babysitters can look after individual children or families in their hotel rooms bringing some basic equipment and also putting the children to bed.

Mobile Crèche

The most expensive option but it really is the ultimate answer, and many opt to share the costs with parents. A team will bring all equipment; will be responsible for your children and their entertainment for the whole wedding and even into the night with a sleepover.

 

Get a good night’s sleep

Every bride wants to look radiant and healthy on her wedding day, and getting regular, good sleep is a major contributor to getting this! When planning a wedding it’s vital to get some good sleep and here’s how…

Say no to champers

Although lots of people claim that alcohol helps them fall asleep more quickly, it actually reduces REM sleep – the stage of sleep associated with deep dreaming. Losing out on REM sleep can cause drowsiness when awake, so it’s best to avoid it altogether during the run-up to the wedding. Swap alcohol for herbal teas and non-caffeinated soft drinks, which also help with hydration.

Avoid coffee and other stimulants

Caffeine is obviously well known for keeping people awake, but many other snacks and drinks also contain caffeine, such a chocolate, tea and cola drinks. It is best to steer clear of food and drinks containing stimulants, or make sure they are consumed early in the day, as even in moderate doses, they can block sleep neurotransmitters, causing insomnia.

Light exercise

Although time is always tight in the weeks building up to the wedding, you should allow herself some light exercise every day. Avoid too much strenuous activity later in the day though, because this is more likely to cause you to wake up in the night!

Eat foods that contain tryptophan

If you feel you need an energy boost, it’s best to snack on foods that contain tryptophan. This is an amino acid, which is required for the production of serotonin in the body, which in turn produces melatonin – a hormone that helps with sleep. Yoghurt, bananas, milk and eggs are all high in tryptophan.

Put that phone away

Although the days before a wedding can be frantic with so much to do and so many people to contact, brides should try to avoid using their phone, tablet or laptop late at night. Gadgets like this emit blue light, which is said to delay the production of melatonin, so keeping the body awake.

Turn off the TV

38% of people watch television to wind down before they sleep. However, this can actually harm the sleep cycle because watching TV before bedtime encourages you to stay up later than you would naturally.

Listen to sounds that aid sleep

If you’re anxious and finding it particularly difficult to get to sleep at night,try one of several devices or apps available that generate white noise. White noise devices work two ways: by blocking distracting noises, and by producing soothing sounds that are relaxing and help to induce sleep.

Sleep naked

It’s always tempting to wrap up in cosy pyjamas on cooler nights, but going to bed naked can have several benefits when it comes to getting our beauty sleep. Studies have shown that having the wrong body temperature at night can stop the dozing off process, while not allowing the body to regulate its temperature – by wearing clothes, for example – can prevent people from reaching the deeper stages of sleep.

Turn the bed into a sleep haven

Don’t compromise on comfort – make sure your bed is as comfortable as possible, even if it is just to change the bed linen for something luxurious, or swap a thick duvet for clean, cotton sheets to ensure she has a cool and calm night’s sleep before the wedding.

 

Things not to do when proposing

We love to hear a good proposal story, and we’re sure you do too. But there are some things that just make us cringe at the thought of. If you’re thinking of proposing soon, here are the things NOT to do…

Get ahead of yourself

Popping the question is a big moment in any man’s life. No matter how confident you are, you’ll want to know the answer you’re going to get, not just assume it. It’s sensible to test the water before going ahead and proposing – talking about the possibility of marriage isn’t ruining the surprise!

Lose the box

No matter what kind of proposal you have prepared, whether it’s tying the ring to a puppy’s collar or hiding it in your fiancé-to-be’s ice cream in a restaurant, make sure you keep the box. Without it, it’s kind of like a cup of tea without milk, a burger without a bap, or, just an engagement ring without the fancy box.

Forget to practice

Even though the words ‘Will you marry me?’ seem simple enough, the moment you’re actually asking the question will make you aware that it’s a little more difficult than that. Getting the proposal right is all about good timing, wording, and minimal hiccups – so practice, practice, practice!

Tell too many

The thoughts of you marrying this girl might have started up from the first date you had, and your friends probably started getting sick of it. But do you know what? That’s okay. What’s not okay is going on and on about your proposal plans, so much that you don’t know who you’ve told and who they will tell. Keep it a surprise from your friends as well as your girlfriend.

Go public

The whole flash mob idea may be great to watch on YouTube, but it’s a different story when it’s actually happening to you. Most brides that we know certainly wouldn’t enjoy this public display of affection. Keep the proposal to yourselves, and shout about it after!

Get impatient

If you’re on a romantic holiday with the intention to propose on the last night when you’ve planned to go watch the sunset (just an idea for you all!), don’t be tempted to blow this plan just because every time you go for a change of t-shirt, you see the engagement ring hiding away in the suitcase. Wait for the right moment, and keep patient. It will all come together in the end.

Be empty-handed

… or, perhaps, you don’t have a ring. This isn’t a good idea for a proposal because it makes it seem unprepared and a spur of the moment thing. (If it was a spur of the moment thing, we hope it was a previously-thought-about-spur-of-the-moment thing.) We know it shouldn’t be down to a piece of jewellery, but…

So hopefully your proposal story will run, or did run smoothly! Hopefully you’ll be planning a wedding very soon!!

 

Why you should have a photo booth

They’re Great Fun

It seems like an obvious thing to state when hiring wedding entertainment – all of it is fun! – but a photo booth will give you more fun than many other forms of entertainment through the sheer amount of silliness and laughter you’ll hear coming from the booth over the course of your wedding evening. It’s not a singular activity and people tend to visit the booth in large groups for a photo. Upon seeing the props available for their snap, even the most camera shy love to get involved as you take your four photos. And that fun and laughter we mentioned? It keeps other people at your wedding interested in the booth as well.

The Guest Book

Perhaps the main reason to have a photo booth at your wedding is for the guest book that comes with it. Once your wedding is over and upon return from your honeymoon, you’ll finally be able to have a look through your photo booth guest book and take in the photos. If pressed to write a message, many guests might struggle to know what to say but when delivered in the form of a photo that can be captioned, you’ll find some truly lovely thoughts from your nearest and dearest. Friends and family alike will have contribute to a unique wedding gift that you can treasure for the rest of your lives.

The Wedding Photographer Can’t Photo Everyone

A great reason to hire a photo booth for an evening and one of the main points as to why it’s a must have at your wedding is because wedding photographers simply can’t photograph everybody in attendance. Some don’t like to be photographed for whatever reason whilst others might just keep missing the photographer as they come round. With a photo booth though, you can rest assured that you’ll have at least one snap of your guests to enjoy. Sure, they’ll probably be sporting ridiculous fluorescent glasses or have a random bowling pin in their hand, but at least you’ll have a photo!

 

Memories forever.

Perhaps the number one reason for having a photo booth at your wedding (and in fact, the number one reason for doing anything at all in life) is the happy memories that it creates. Not only do wedding guests create photos for your guest book but they receive a strip of their photos as well. They could even send a digital copy to their email address if they so desire. So many people will see these photos over the next few years and so many people will ask questions as to where it was taken. Your wedding will live long in the memory thanks to just a few photos taken at a photo booth. They really are a wonderful addition to your wedding day.

 

How to avoid any in-law trouble

The date has been confirmed, and almost instantaneously, your neatly arrange personal wedding planner is bunged with dress appointments, wedding fair flyers and Wedding cakes sampling sessions. Yet in the midst of all this creative carnage, there may be a few VIPs left feeling a tad isolated… the in-laws.
It’s so easy to forget that there’s an entire family unit (equally important as your own) that may be completely oblivious to the upcoming wedding plans; and although many in-laws are perfectly happy with this scenario for others, it can lead to feelings of rejection and sometimes even resentment if they don’t feel the same level of involvement.

Out of nowhere tensions rise and emotions flare as you’re left wondering why you’ve been lumbered with such a treacherous display of family feuding. Is this a tiny glimpse of what to expect during married life? A moody mother-in-law offloading her dismay to anyone who’ll listen? Or worse still, comparing you to her other daughter-in-law who is seen as the definition of perfection.

Family planning

As we all know, a wedding day isn’t just about the Wedding Dress and elaborate selfies. It’s a time when two families become one, so make them feel that way before the big day. Organising fun family get-togethers can be a great way of helping everyone bond, relax and feel included. It’s always a good idea to start off with a neutral environment such as trying out a new restaurant together. If all goes well, keep up the momentum with joint barbeques, birthdays and regular catch-ups.

Dress it up

Inviting both mums along to help you pick a dress is a great way of making everyone feel extra special, particularly if your mother-in-law has no little girls of her own to coo over. However, if this seems a little too invasive then why not ask for her help with choosing the bridesmaids dress or accessories? It will really help in making her feel a big part of the leading ladies.

Don’t forget Daddy

Seeing as many grooms enjoy mulling over the manly aspects of wedding planning such as choosing wedding cars, then why not encourage your future hubby to invite his dad along for the day? The two men can spend an entire afternoon bonding over some vintage vehicles, maybe grab some grub and have a good old father-son catch up.

Talent spotting

If your groom’s dad is a whizz in the kitchen or his mum’s an expert in arts and crafts, you have the perfect opportunity to include their input for the important finishing touches such as making little edible favours or creating artistic centre pieces for the guest tables. You’ll be amazing at how thrilled they’ll be to show off their creative skills!

Keep in touch

Why not start out with a chirpy text message or email? At least they’ll know you’re thinking about them and aren’t as likely to feel completely left out of the loop.

Being able to build and maintain healthy relationships is something we all struggle with at the best of times, however regular communication can help avoid many unwanted feelings of exclusion. As they say, prevention is better than a cure.

Shop smart for your dream wedding

Whether your dream wedding is a quiet country get-together with close friends and family or an all-out, gold-plated party with costume changes and fancy wedding cars, it all costs money. So how do you save on your big day without sacrificing the fairytale? Here are a few tips to set you on the right path…

Set realistic financial goals

There’s no point setting a goal you can’t achieve – work out what you can afford to spend on your wedding before you think about what you actually want, and set out the budget and any big purchases when you first decide on the date. Opening a savings account or using online budgeting tools can help to get you started.

Plan ahead

If there are expensive additions you absolutely can’t do without, then make sure you have enough time to save for them. Spreading the cost over a longer time period will ease the pressure – the more time you have, the more options you will be presented with. This is one of the best wedding saving tips we can give you – plan ahead! You’ll also be able to take advantage of those seasonal sales that could offer up some bargains.

Prioritise

Don’t get caught up in wanting to have it all. Everyone dreams of the perfect wedding, but there has to be a limit. Stop and think – can you really do without that designer dress? If the answer is no then make cutbacks elsewhere.

Get wed off-peak

Saturdays are the most sought-after day of the week to get married and will set you back the most, so switching to a mid-week wedding could save you a substantial amount – just be sure to give your guests enough warning so they can make arrangements to attend. If you really can’t control the day, you can still control the time – earlier morning or later afternoon weddings usually cost less as you slash your wedding food bill considerably.

Make use of friends and family

Got a friend who’s a brilliant baker? Ask him or her to make the wedding cake. Musician in your midst? That’s the wedding music sorted. Don’t be shy about asking your friends and family to get involved in your big day – chances are they’ll want to help out, and it’ll make for a really personal gift that will be far more meaningful than anything on your wedding list.

Shop around

Keep an open mind about what you want. Once you get your heart set on something – whether that’s a DJ, wedding venue or wedding dress – then it’ll be difficult to walk away if the cost is too high. Weddings can be stressful, so even the smallest set-back can feel like the end of the world. Viewing several options will give you a back-up plan.

Do what you can yourself

Making your own wedding favours and table decorations could lead to significant savings. Plan well enough in advance and DIY your details early. That way, it’ll be a nice way for you and your family to get excited about the wedding, rather than a stressful, last-minute headache.

Try something different

Don’t feel you have to stick with tradition – it’s your day, and you should have the wedding you want. Unless that involves a private jet or a solo performance by Beyoncé, it could work out a lot cheaper. Look at the parts that cost a lot of money (for example, a sit-down wedding breakfast) and see where you can save. Would a buffet, barbecue or a potluck feast be a better option? Stick to your own plans, and you could end up with the wedding of your dreams at a fraction of the cost.

Get your dream day for less

A is for Asking for help

Clever couples know that accepting the help of loved ones will save them a heap of cash. From making your wedding cake to helping put together the favours, use your friends’ and family’s skills.

B is for Bartering

If you don’t ask, you won’t get! When it comes to buying your wedding flowers, details and even booking your venue, there are always negotiations to be made. Can your venue throw in free corkage? Or perhaps your tailor made suits can get a discount for buying in bulk? Don’t be shy – it’s always worth an ask.

C is for Cocktails

For a cheap-but-chic drinks reception, ditch traditional bubbly and serve pitchers of your own bespoke cocktail. Give them a romantic name, too, like ‘Marital Bliss’ or ‘Love Struck’. Adding fruit juice makes pricier alcohol go a long way.

D is for DIY

Crafty brides will not only make their day personal and unique but also save a bundle, too. Make your own stationery, cake, wedding bouquets, hanging decorations and even set up a photobooth – it can be a really fun party of the planning process and the cost of materials will be less than ordering from a professional. Just make sure you don’t take on too much at once, or you could run out of time!

E is for Excel

Budget spreadsheets are an absolute must when planning your wedding. You must keep on top of your finances, and ensure you are going to meet all the payment deadlines.

F is for Flog it!

Increase your bank balance and wedding fund by having a mass clear out. Take all your things to a car boot sale or jumble sale and put every penny you make into the wedding piggy bank.

G is for Games

For great wedding entertainment or a small budget, hire lawn games such as giant Jenga, croquet or even a bouncy castle! It will go down well with all your guests… especially after a few cocktails!

H is for Honeymoon research

Do your research before you book your honeymoon. There are plenty of websites out there that showcase the very best packages, deals and last-minute offers. The later you leave booking the better price you’ll get on your trip.

I is for Imagination

Think outside the box. No cash for table centres? Display your favours on retro cake stands. Ghastly entrance? Use white drapes to cover any eyesores.

J is for Join our forum

You’ll find top saving tips and advice from other brides-to-be on a Wedding ideas forum, as well as get the opportunity to buy their wedding dress second hand.

K is for Keep to the plan

When you’ve set your budget, it’s very easy to be tempted to buy the odd little extra here and there, but these details soon add up. Make sure you stick to the plan and get only what you need.

L is for lists

To-do lists are an absolute must. With so many suppliers to deal with and details to buy, don’t leave it to chance that you’ll remember everything. There’s something quite satisfying about ticking things off as you go.

M is for Music

Every wedding needs good wedding  music to get the party going – but if a DJ is out of your price range, ask a budding rockstar friend to do a live set as their wedding gift to you.

N is for Nature

What better inspiration for your big day than the great outdoors? Hand pick flowers from your garden for your table centres, use pine cones as place card holders or fruit as favours.

O is for Old treasures

Rummage around in your cupboards and attic for old toys and treats that could be used at your wedding. Maybe an old birdcage could be painted and used for decoration, an old suitcase could be scrubbed up and used to hold the gift cards, or an old camera could be used to take old-fashioned photobooth snaps.

P is for Pom Poms

Easily made using sheets of tissue paper (the internet is packed with ‘how to’ guides), pom poms look fantastic hanging above your tables, outdoors or from the beams of your marquee, so rustle up style for pence rather than pounds.

Q is for Quality not Quantity not quantity

Don’t feel that you have to buy everything that has the word ‘wedding’ next to it. Be selective about what you buy and your wedding will look spectacular.

R is for Recommendations

If you’re at the age where all your friends and family seem to be getting engaged or married, take their advice! Ask them about the best value-for-money suppliers they’ve dealt with.

S is for Savvy shopping

Is there a Blue Cross sale on next weekend? What about the January sales? Can you get a discount at the National Wedding Show? Hold fire on buying finishing touches until the end of season sales.

T is for Tough love

One of the biggest costs per head is the guest list. Don’t be afraid to cut distant family members and friends that come in and out of your life. It’s the toughest job, but it will save you the most money in the long run.

U is for Unpopular dates

From a Monday or Tuesday through to Friday 13th, if it isn’t on a regular weekend, it will inevitably be cheaper. Don’t be afraid to negotiate when booking your venue – they’ll probably bite your hand off!

V is for VAT

You may think you’re getting a bargain, but often the price you see in front of you is minus tax. When this gets added in, it can all seem a lot more expensive. Make sure you check what’s included in the price before you set your heart on anything.

W is for Win

There are literally thousands of wedding-related competitions out there, so enter them all! You never know, you may land your dream honeymoon, decorations or accessories without spending a penny!

X is for X marks the spot

Entertaining children at a wedding is an added expense you could do without. Why not set up treasure hunt for them? It’ll keep them occupied for hours!

Y is for Your day, your way

There’s no point in buying those shoes just because your mum thinks they’re perfect for you. Spend your budget how you see fit, and don’t waste it!

Z is for Zero percent

You should always protect yourself when buying things for your wedding. Use a credit card with 0% APR or maybe choose a bank that gives you cash back the more you spend.

How to pay for your wedding

With the average cost of a wedding now reaching the dizzying heights of £21,000, big days are demanding big budgets to match, and many couples are left wondering how on earth they will finance their fairytale day…

Times change

Traditionally the task fell to fathers of the bride who would foot the bill for their daughter’s wedding, a spinoff custom from dowries of the past. While news that this tradition has had its day will garner a sigh of relief from your father, it does mean that there’s more to manage for you as a couple instead. Brace yourselves!

Budget first

Gather quotes from key wedding suppliers like wedding venues, wedding flowers and wedding photographers, as well as a ballpark figure for your dress (don’t forget the alterations!), and you can begin to work out a wedding budget.

 

Factor in breathing space for unexpected extras, then divide the total cost by the amount you can afford to save each month. This will give you the number of months it’ll take to save up enough to pay for your wedding, so you’ll know when you can afford to set the date for.

 

A lot of brides will tell you that doing the sums and making the spreadsheet is the easy part – sticking to it is much harder, but stick to it you must! It is possible, though, as these five couples prove with their own tips to avoid blowing your budget.

 

Family matters

 

By starting out with a wedding budget that you can afford yourselves, you needn’t stress so much about how much others might be able to help you, if at all. While fathers no longer have to fork out for everything, many parents still like to contribute in some way. Be aware that this won’t always come as a direct offer of money – your mother might offer to buy your dress; your in-laws might give you a free bar for the evening, or your aunt might make your wedding cake.

 

Just because one set of parents paid one amount doesn’t mean the others should do too – indeed, there is no requirement for families to contribute at all. Be grateful for whatever you may receive and treat it as a bonus rather than an expectation. Everyone’s circumstances, timings and wishes will likely be different.

Something borrowed

If you’ve drawn up a budget but are unable to finance it yourselves, try reining in your spending in the areas less essential to you. You can also use these tips to have your dream day for less.

Failing that, there is the option to borrow money to fund your wedding. Do so with caution: will you really want to be paying for your big day months, possibly even years, later? Remember that the interest will only make your costs climb further.

 

It’s a personal decision that should be made only after careful consideration, so take the time to mull your options over. An alternative you could try is to set up your gift list as a wedding fund and have guests contribute in place of giving presents on the day.